Domestic Commercial Credit Reports
Premier Profile is the most robust of all Experian business credit reports, this report provides a comprehensive view of a business’s financial obligations as well as fraud screening, credit limit recommendation, more background information on the business and more data. It provides “quick glimpse” views and comprehensive details related to business payment performance, public record history, and background information so you can quickly and precisely determine the creditworthiness of a business.
Detailed report provides the information needed to make informed credit-granting decisions and easily. Reports include current payment information, payment trending, public record information, company background information and financial information. Including: Corporate Record: Filings from all 50 states.
Commercial – Experian’s strongest commercial risk model to date, this all-industry product uses business information or blended business and consumer information to predict the likelihood of delinquency within 12 months.
Blended (Includes Owner Data) – When providing guarantor information at the time of the inquiry, the report integrates both the business’ and the business owner’s credit history. Studies have shown that for small businesses, combined business and consumer data give a more complete representation of risk. (FCRA regulations apply when purchasing blended information).complete representation of risk. FCRA regulations apply when purchasing blended information.
A one-page report often used to help verify whether a business is active and/or legitimate, this credit summary allows making quick assessments on low-balance account transactions (generally less than $1,000).
Supplier Profile Report
Detailed report provides information needed to evaluate risk on prospective suppliers/vendors. Reports include Financial Stability Risk scores (FSR) and FSR trending. Diversity data, Government Contract Spend Data, Corporate Linkage License/Bond/Insurance/Information and full tradeline detail.
Business Owner Profile
Provides in-depth information on the proprietor’s financial situation and is best used in conjunction with the Business Profile Report. Understanding how the proprietors handle their personal finances provides valuable insight on how they will likely handle the business finances. (FCRA regulations apply)
- Business Profile with Score
- Premier Profile & Business Owner
- Business Owner with Score
- Business Profile, Business Owner, with Intelliscore Plus report
- Premier Profile, Owner Profile, and Blended Intelliscore
*Sample reports available upon request.