About Us

About Us


Merchants Credit Bureau is a full-service credit reporting agency, offering consumer and business credit reports, mortgage credit reports, employment and tenant screening reports, as well as collection and pre-collection services. We are committed to providing the highest level of service and support to our clients through the use of advanced technology and quality customer care.

MCB offers services that include:

  • Mortgage Credit Reporting Services
  • Marketing Lists
  • Consumer Credit Reporting Services
  • Locator Services
  • Business Credit Services
  • Prescreen Services
  • Employment Verification Services
  • Collection Services
  • Criminal Background Reports
  • Tenant Screening

For more Information contact one of our team members.


As a full service credit reporting agency MCB is a unique information company providing businesses across the United States with customized solutions since 1949.

Our diverse line of products include Experian, Equifax or TransUnion consumer credit reports, Experian Business credit reports, mortgage credit reports, employment and tenant screening reports along with collection services.

MCB combines experience, innovative services with cutting-edge technology to offer our customers a way to make prompt, accurate decisions maximizing their operations.

70 Years and More!
For over seventy years MCB has made a commitment to its customers to provide them the very best in products and services.

As part of that commitment we will continually work to improve our offering of programs, services, and products to aid them in managing risk and increasing revenue.

We are proud of the relationships we have developed with our clients and as always our people are the key to your success and ours!

FCRA (Fair Credit Reporting Act)




Houston County Habitat
for Humanity

“Thank you for your excellent customer service. I appreciate all your help and I look forward to continuing our business with MCB.”
– Hope Hicks, Program Services Coordinator

Steeplechase Apartments
“I only have good things to say about MCB. The website is easy to navigate and meets all of our needs. The staff are wonderful to work with and have been very responsive to any of my questions; they are always timely and friendly. Thank you, MCB, for your work and commitment to your clients.”
– Amy D. Kirkland, Community Manager

Brigham Woods Apartments
“Merchant’s Credit Bureau is a wonderful company and Brigham Woods has been loyal and used their services for five years now. If there is ever any trouble or you need help with something on the website, the staff is easy to get in touch with and excellent in solving your issue quickly. We would highly recommend them to any other apartment community or any business with credit and background checking needs.”
– Sara

“Our company appreciates the working relationship it has with Merchants Credit Bureau. Their service is expedient, accurate and affordable. Their support is spot on, and they are one of the few companies left that actually have a “person” to speak to when needed! We wouldn’t think of working with anyone else!”
– Jennifer Gibson, Southern Development Management Company, Inc.

“Whether it’s when I reach out to Customer Service or our Account Executive, I ALWAYS know I’m going to get a quick response. Fortunately we don’t have many issues with MCB, but whenever I have a question or need help with something, I know without a doubt it’s going to get handled right away.”
– Steph Achelpohl, CBRE | Capital Markets | Small Balance Lending

“We at Lyon Financial have been impressed with the quality of service and customer care we've consistently experienced while working with Merchants Credit Bureau. Their professionalism and expertise in providing business credit report services has greatly aided our operations and we would recommend them without hesitation.”
– Richard Lynn, Lyon Financial