Resilience and consumer confidence spell growth Q4 report findings North American economic strength is riding on the backs of the resilient U.S. Consumer. For the past two years, the fear of an imminent recession rang in the ears of economists and consumers alike, radiating declining confidence in growth and the ability to prolong spending behaviors… Continue reading Experian Main Street Report Q4
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10 great reasons to access credit reports
10 great reasons to access credit reports Knowledge is power and there are many reasons why you want to have power when it comes to credit reporting: Monitor your credit report to manage what decisions others will make about your payment terms, credit line, interest rates, insurance premiums, and investor relations Know who you’re doing… Continue reading 10 great reasons to access credit reports
Insights Commercial Pulse Report
Is the Retail Boom Hiding a Bigger Problem? January 30, 2024, by Marsha Silverman Retail sales reached a 4-year high of over $615B in December 2023 with yearly retail sales growing 4.6%. At the same time, lenders are tightening credit, and businesses within the retail sector are showing signs of stress with higher late-stage delinquency… Continue reading Insights Commercial Pulse Report
Insights Commercial Pulse Report
Interest rate changes coming; commercial credit demand continues January 16, 2024 by Marsha Silverman Small business owners’ optimism remains low due to concerns about the economy and credit conditions. According to the NFIB survey, business owners do not expect current business conditions to improve in the coming months and report that financing is their top… Continue reading Insights Commercial Pulse Report
Why Are Business Credit Scores Important?
In today’s highly competitive business landscape, establishing a strong credit profile is crucial for the success and growth of any company. Business credit scores play a pivotal role in determining the financial health and credibility of a business entity. Understanding why business credit scores are important can provide valuable insights into how they can impact… Continue reading Why Are Business Credit Scores Important?