Experian/Moody’s Analytics 2nd Quarter ’20

Small-business credit outlook remains negative in a poor sales environment Q2 report findings Small businesses have turned to borrowing to survive periods of prolonged slumping sales, in many cases from government programs offering loan forgiveness. This increased borrowing has helped to hide rising delinquent balances, but such a solution is a short-term fix. Small businesses… Continue reading Experian/Moody’s Analytics 2nd Quarter ’20

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Experian/Moody Analytics Q1 ’20 report

Small-business credit conditions are negative, the outlook depends on developments related to Covid-19 Q1 report findings After only one quarter there is no doubt the theme of 2020 is the pandemic, Covid-19. Unrelated to the pandemic and subsequent shuttering of a swath of economies across the world, delinquencies rose in the first quarter. This was… Continue reading Experian/Moody Analytics Q1 ’20 report

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Creating Your New Year Financial Plan

As 2019 comes to a close, many people are outlining their goals for the new year. For some people, this means making plans to get healthier, reconnect with old friends or find a new job. For many, improving financial health comes in at the top of the list. In fact, we know saving more is a top resolution for 50% of people and one in three… Continue reading Creating Your New Year Financial Plan

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Experian/Moody’s Analytics Q3 Report

Small-business credit is positive, with a waning outlook Q3 report findings Talk of a trade deal helped to shape the narrative for the third quarter, but there is more at play for small businesses than trade. Delinquency rates fell across most industries, but agriculture-related industries like construction and transportation had a rough quarter. A rising… Continue reading Experian/Moody’s Analytics Q3 Report

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Experian/Moody’s Analytics Q2 Report

Experian/Moody’s Analytics Main Street Report brings deep insight into the overall financial well-being of the small-business landscape. As well as providing commentary around what certain trends mean for credit grantors and the small-business community as a whole. Key factors comprised by the Main Street Report includes: combination of business credit data (credit balances, delinquency rates,… Continue reading Experian/Moody’s Analytics Q2 Report

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